Business man sitting at desk thinking about a business disaster plan.

为您的企业做好灾难准备

Create a business natural disaster plan to protect your employees, 保护资产并恢复运营.

如何制定商业灾难计划?

作为一个企业主, you know t在这里 are challenges you can anticipate and others that hit with little or no warning. 不要让自然灾害让你措手不及.

Here are some disaster preparedness steps you can take to protect your employees, secure your assets and get your business back up and running in the event of a natural disaster.

Protect your employees against the unexpected with these disaster preparedness steps

The safety of all onsite employees and visitors should be your first priority:

  • Take time to plan evacuation routes and exits from your facility and mark them.
  • Install proper emergency lighting and exit signs to help show the way in case of power failure.
  • Designate staff "safety wardens" to guide and assist any emergency efforts, including regular drills. Businesses should conduct emergency training exercises with all employees as frequently as needed to reinforce proper reaction times and responses.
  • 确定适当的遮蔽空间, 比如地下室或防风窖, 在你的设施里以备不时之需. 如果你的房子没有地下室, go to the center of a small interior room on the lowest level away from windows or outside walls, 比如壁橱或室内走廊. Make sure spaces are kept clear of items that would limit their capacity or safety.

For more information about emergency safety procedures, visit the 准备好了.政府 网站.

用一个商业灾难计划来保护你的资产

Effective disaster preparedness means protecting your critical business assets. These may include your facilities, equipment, software and data. 这取决于你在哪里, t在这里 may be measures you can take to shore up your facility against natural disasters:

  • 联系 合格的承包商 to discuss risk mitigation construction techniques for your building or office.
  • 作为额外的预防措施, you may also want to research places w在这里 you could temporarily relocate your operations if disaster strikes.
  • 保持一个 全面、最新的库存 在你的业务中使用的物品和设备. Consider capturing these assets in photographs or video and securing the images and inventory files offsite.
  • Institute regular backup procedures for critical software and data to help ensure your business maintains access to the digital infrastructure it needs.
  • 看看这些 自然灾害业务准备清单 由美国提供.S. 小型企业 Administration to help you prepare in the case of a specific disaster.

一份商业灾难计划会帮助你振作起来

Following the disaster, you'll want to resume business as quickly as possible:

  • Keep a name and telephone number list of contractors or repair firms who could make emergency temporary repairs or board up windows should some of your buildings be damaged.
  • 维护主要供应商名单, 债权人, customers and employees you need to contact about the state of your operation.
  • Construct a financial plan to cover continuing payroll expenses and debt obligations.

Work with a local advisor to create a disaster and recovery plan that works best for your particular business. T在这里 is a free Disaster Preparedness/Business Continuity Toolkit, 商业开放- EZ, from the pp王者电子官网 Institute for Business and Home 安全 (IBHS), that is available. This helpful resource has an extensive checklist that helps business owners:

  • 确定企业可能面临的风险;
  • Identify important activities for continuation of the operation,
  • 评估和管理组织内的风险;
  • 为你的企业制定一个量身定制的恢复计划
  • 测试和更新计划.

The information in this article was obtained from various sources not associated with 状态 Farm® (including 状态 Farm Mutual 汽车mobile pp王者电子官网 Company and its subsidiaries and affiliates). 虽然我们相信它是可靠和准确的, we do not warrant the accuracy or reliability of the information. 州立农场不负责, 不赞同或赞同, 隐式或显式, the content of any third party sites that might be hyperlinked from this page. 本信息不用于替代手册, instructions or information provided by a manufacturer or the advice of a qualified professional, 或影响任何适用pp王者电子官网单的承保范围. These suggestions are not a complete list of every loss control measure. 状态 Farm makes no guarantees of results from use of this information.

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